Holger is 36 years old and lives in an urban zone of Las Qrquideas (called this because originally there were many orchids) in Guayaquil. He has 3 children. When Holger was very young his family had a jewelry store and he learned to apply gold plating. Then he grew up and needed to maintain his family and opted to pursue the same business as his parents.
Now he has a jewelry workshop and makes gold- and silver-plated jewelry from 9:00am until 6:00pm every day. Holger sells his works to general stores. In order to have more income he needs this loan to purchase solders, chemicals, etc.
In the future he wants to open a jewelry store and build a better house.

Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD. View original language description.