A loan helped to buy lotions, creams, cosmetics, make-up and skincare products.


Josenia Junieth's story

Josenia is a young woman, hard-working and devoted to her businesses. She was born an entrepreneur. Now, one of her activities is that of selling used clothes and items for personal use.

She knocked on the doors of Kiva and MiCredito, for the second time now, to receive a loan to buy lotions, creams, cosmetics, make-up and skincare products. These have been the most requested items as of late.

Her future goal is to open a store for her business in a local market.

Translated from Spanish by Kiva volunteer anonymized.


This loan is special because:

It includes access to short-term emergency loans.



Loan details


Lenders and lending teams




Loan details