A loan helped fabric, thread, elastic bands, bottons, fasteners.


Josefa Dolores's story

Josefa is a member of the Communal Bank Dulce Amistad in the Rocafuerte canton of the Manabí province. She has been a member for 4 loan cycles. She is a businesswoman and has a shop that sells housewares and athletic clothing. She also has a small grocery store. Her daughter is in charge of managing the businesses, since Josefa is a teacher in the small town of San Roque, also in the Manabí province.

Three years ago Josefa moved to Rocafuerte from Pedernales. She has been sharing her knowledge as a teacher in science and social studies for 25 years. She has to travel every day to her job. On the weekends she is totally dedicated to her businesses, which are going well.

Josefa will invest this entire loan in her businesses. She travels with her daughter to the capital Manabita to purchase fabric, elastic bands, threads, and everything necessary to make uniforms, and her son in law is in charge of the groceries and household appliances. She learned to sew in courses that were given in her town and she decided to open her own tailoring business. Everyone does everything; nobody is limited to only one thing.

Josefa told us that the four cycles that she has been with the communal bank have gone very well because thanks to the loans she has received she has been able to grow her businesses. Her dream is for her daughter to finish college and graduate with a degree in economics.

Translator profile picture

Translated from Spanish by Kiva volunteer anonymized.


Loan details


Lenders and lending teams



Loan details