A loan helped to purchase clothing, jewelry, perfume, makeup, creams, and more.


Francisca Janeth's story

Francisca Janeth is married and from this relationship has 3 children, two adults and independent and the youngest one is going to secondary school. Her spouse works in the trade of fishing. They live in Manta, a prosperous city visited by many tourists and of enchanting beaches, which has been greatly affected by the COVID-19 pandemic.

She is a very enterprising woman who, thanks to her business, gets ahead day by day. For this, she works selling clothing and catalog products such as makeup, jewelry, perfume, and more. She works at her business every day. She has regular customers and offers her products through social media. She sells for cash or on credit with fortnightly collections. She has been in her business for over 4 years which, thanks to the loans, she has been able to grow. Due to the pandemic, her sales have dropped, but as the situation improves, they are increasing.

She will invest the loan in the purchase of clothing, jewelry, perfume, makeup, creams, and more. Her dream is that her business grows.

Translator profile picture

Translated from Spanish by Kiva volunteer Wendy H.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.



Loan details


Lenders and lending teams




Loan details