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Zindy is 22 years old and lives in Rancho Quemado Río blanco ,Olancho Honduras. She raises pigs to sell. She is currently fattening up 10 pigs. She also depends on income from growing and selling yucca. She needs the loan to buy fertilizer and pig pellets to improve her harvest in order to improve her living conditions.
Patuca-Olancho, Honduras. December 2019.
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Translated from Spanish by Kiva volunteer anonymized. View original language description.
Zindy de 22 años de edad, vive en la comunidad Rancho Quemado río blanco Olancho Honduras, se dedica al cría y engorde de cerdos para comercio cuenta con 10 cerdos en proceso de engorde, también cuenta con ingresos de agricultura cuenta con cultivo de yuca. Necesita el crédito para la compra de fertilizantes y concentrado para cerdos para mejorar sus cultivos y obtener una mejor cosecha y así mejorar las condiciones de su vida.
Patuca-Olancho. Honduras. Diciembre 2019.
This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
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For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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