A loan helped to buy dairy cows to increase her headcount of cattle and sales of organic milk.


Gulira's story

Gulira successfully repaid her loan and is very grateful to Kiva and everyone who helped finance her. Gulira’s farm currently has 2 cows, 20 sheep, 2 horses, and 6.2 hectares of irrigated land where she grows beans.

In order to further develop her business, Gulira applied to Bai-Tushum Bank again for a loan in the amount of 200,000 KGS to purchase dairy cows so that she can increase sales of organic milk and revenue from breeding cattle. Gulira plans to invest the revenue from the loan in further developing her farm and saving funds for her children’s education.

Translated from Russian by Kiva volunteer Claire Davis.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


Lenders and lending teams




Loan details