A loan helped purchase Yanbal beauty products and pay off a debt.


Marcia Carmen's story

Ms. Marcia I. lives in the town of Maluay, in El Valle parish. This area is known for producing corn and potatoes. The older generations in the area work in agriculture, while the younger ones have either migrated to the city or gone abroad in search of a better future.


Marcia is a 28-year-old married mother with 2 children, ages 10 and 8, who attend the local elementary school. Her husband is a carpenter, but they have not been able to build their own house, which is why they are currently living at a relative's house.


Our client cleans offices for a living. Her work schedule is Monday-Friday, 8am to 12pm. She has been in business for 2 years now. She also raises pigs for a living, an activity which she learned from her parents. Furthermore, she is going to start selling Yanbal cosmetics and fashion jewelry by catalog.


She is currently in her third loan cycle with our institute, thanks to the fact that her cousin invited her to join this group of organized women who struggle for better days. She states that the loans have greatly benefited her business. With this new loan, she will purchase lotions, skin products, lipsticks, eye shadow, fragrances and other Yanbal products. She will also pay off a debt that she incurred when purchasing a home appliance.


Her greatest wish is for her and her family to get ahead, and to be able to give her children the very best.

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Translated from Spanish by Kiva volunteer anonymized.


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