Kumargul is 27 years old, married and has a small son. She has higher education. As a main income for her family, she works with livestock breeding and field crop cultivation. After having started in 2012, and thanks to the persistent work of Kumargul and the help of her husband, her farm currently has two cows and 50 sheep. She also has a plot of land of 2.34 hectares on which she grows melon and cotton.
With an aim to further develop her farm, and being a returning customer of the bank, Kumargul turned to the bank "Bai Tushum" for a loan in the amount of 80,000 som (KGS) to purchase fertilizers to prepare the soil in the greenhouse. The income from the loan helps Kumargul to further develop her agricultural business and to purchase a car.
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Translated from Russian by Kiva volunteer Audhild A.. View original language description.