A loan helped a member to pay for cotton and Gara dye lace.


Ruth Group's story

Pictured here are members of the Ruth Group from Makeni, a city in Northern Sierra Leone. They are small businesswomen who have come to SMT, a partner of Kiva, in order to seek a loan of SLL 1,500,000 for each in the group. With this loan, they will be able to add more goods to their businesses, attract more customers, make more sales and profit, and consequently improve their living conditions.

The featured borrower of this group is Halima. She was born 48 years ago and has been in business for 30 years now. She is married with six children who attend primary, secondary and tertiary institutions.

She is now selling clothing such as cotton, wax and Gara dye. She has changed the business from market food to clothing which is now doing well. With her share of this loan, Halima will pay for clothing such as cotton and Gara dye to increase her current inventory.

In this group: Halima, Augusta


This loan is special because:

It helps entrepreneurs in rural areas of Sierra Leone with limited access to financial services.



Loan details


Lenders and lending teams




Loan details