A loan helped to buy shirts, blouses, and pants.


Kelly Gisella's story

Portoviejo is a city that was hit by the earthquake of April 16, 2016. Its people are picking themselves up through work, and their desire is to get ahead. The region is rich in the production of vegetables, legumes, and tropical fruits used for internal consumption. Tourism is increasing, as this area has a beach, city, and countryside.

Kelly is 30 years old. She's married, and from this relationship has two children: a 4-year-old, who studies in school, and a 3-month-old child. Her husband is a teacher. They live in their own home.

With the goal of doing her part in earning something, with with her participation, to enable the family to get ahead, she is working selling clothing of all types, for women and men. She makes her sales in her house, where she has a small space.

She works every day in the afternoons, when she's in the house. She sells on credit to her clients and collects every 15 days. She goes to Guayaquil to buy merchandise every month, depending on what she needs. She's been doing this activity for 5 years and it's going very well. Also, her husband helps her sell when he's not busy, but it's Kelly who keeps track of the clients.

This loan she is going to use to buy more merchandise, such as shifts, blouses, and pants. She has been a member of a credit group for 16 cycles and she likes it because the loans are quick and the group helps with medical insurance.

Her dream is to have her own location stocked with lots of merchandise.

Translator profile picture

Translated from Spanish by Kiva volunteer Kathy McCardwell.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


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Loan details