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Karlygach is 55 years old, a widow, and raising two children of school age. Karlygach has higher education. As a main income for her family, she has worked with livestock breeding and field crop cultivation since 1991.
Thanks to persistent work, Karlygach currently has five cows, 24 sheep and two horses on her farm. She also has 2.1 hectares of own land, where she grows clower and potatoes for own use and sale. The monthly income is around 14,000 som (KGS).
With an aim to further develop her business, Karlygach turned to the bank "Bai Tushum" for a loan in the amount of 30,000 som (KGS) to purchase ten sheep for fattening and reselling. She plans to invest the income from the loan in further expanding her business.
Translated from Russian by Kiva volunteer Audhild A.. View original language description.
