Born in India but raised in New Jersey, Kinjal eventually moved to New York City where he went to college at NYU and worked as an investment banker for J.P. Morgan for six years. Prior to joining Kiva as a Fellow he was studying to get his MBA at The Wharton School at the University of Pennsylvania. Kinjal is passionate about helping others and is excited to bring his academic and professional skillset to the Kiva organization.