Josie is an 8th-generation Kentuckian on both sides of her family, and proud to return to her hometown of Louisville to help create opportunities for people in poverty. Since using education to overcome poverty herself, she has been dedicated personally and professionally to its eradication. She earned her bachelor’s degree at Columbia University and became a journalist focused on issues of domestic poverty. Vexed by stories of educational inequity, she joined Teach For America and taught creative writing and reading at middle schools in Indianapolis. From there, she moved to Oakland, CA to lead the academic department of a nonprofit called College Track that prepares low-income high school students of color to be the first in their families to go to and graduate from college. She is eager to join Kiva Zip in combating poverty in America by bolstering the chances of budding entrepreneurs.