Hailing from eastern Malaysia, Charles has travelled extensively in the course of his studies and work. As a means of understanding and absorbing values from different cultures, he has worked in seven countries and speaks six languages. Most of his career has been within financial services, garnering multi-functional experience in wealth management. Combining his keen interest in social finance and Islamic finance, Charles researched Islamic Microfinance as an investable asset class, as part of his Master’s course. Most recently, Charles served as a Senior Product Manager with the Private Banking division of Barwa Bank, one of four Islamic banks in Qatar. He holds an MA in Islamic Banking Finance and Management from the University of Gloucestershire, and a B Com (Finance) from Loyola College, University of Madras. His wide range of qualifications include certifications in Islamic Finance and Investments.