There is no Field Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jun 6, 2023 Oct 12, 2005
Total Loans $50,000 $2,090,209,945
Amount of raised Inactive loans $0 $436,750
Number of raised Inactive loans 0 215
Amount of Paying Back Loans $50,000 $155,217,545
Number of Paying Back Loans 1 187,548
Amount of Ended Loans $0 $1,886,345,245
Number of Ended Loans 0 2,547,529
Delinquency Rate 100.00% 13.16%
Amount in Arrears $35,000 $12,507,569
Outstanding Portfolio $35,000 $95,078,363
Number of Loans Delinquent 1 76,932
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $34,463,534
Number of Ended Loans Defaulted 0 91,760
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $13,160,969
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $11,312,085
Number of Refunded Loans 0 9,892

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.58%
Average Loan Size $50,000 $394
Average Individual Loan Size $50,000 $584
Average Group Loan Size $0 $1,918
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $12,000 $5,591
Average Loan Size / GDP per capita (PPP) 416.67% 7.04%
Average Time to Fund a Loan 13.92 days 9.17 days
Average Dollars Raised Per Day Per Loan $3,591.68 $42.93
  Average Loan Term 12 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 1 1,245,511
  Journaling Rate 100.00% 41.90%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.54

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 27.70% PY
  Profitability (return on assets) N/A 1.4% -2.47%
  Average Loan Size (% of per capita income) N/A 42.00% 0.00%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$12,000
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Lending Partner Staff

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