There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Sep 19, 2018 Oct 12, 2005
Total Loans $55,000 $2,082,675,415
Amount of raised Inactive loans $0 $820,250
Number of raised Inactive loans 0 271
Amount of Paying Back Loans $0 $150,707,570
Number of Paying Back Loans 0 180,518
Amount of Ended Loans $55,000 $1,883,307,535
Number of Ended Loans 2 2,544,680
Delinquency Rate 0.00% 12.73%
Amount in Arrears $0 $11,566,990
Outstanding Portfolio $0 $90,860,631
Number of Loans Delinquent 0 40,813
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $34,455,658
Number of Ended Loans Defaulted 0 91,722
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $13,160,867
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $11,296,185
Number of Refunded Loans 0 9,885

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.57%
Average Loan Size $27,500 $393
Average Individual Loan Size $27,500 $584
Average Group Loan Size $0 $1,917
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $12,000 $5,592
Average Loan Size / GDP per capita (PPP) 229.17% 7.04%
Average Time to Fund a Loan 10.79 days 9.16 days
Average Dollars Raised Per Day Per Loan $2,549.10 $42.93
  Average Loan Term 6 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 1 1,239,969
  Journaling Rate 50.00% 41.84%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.54

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 27.52% PY
  Profitability (return on assets) 0.7% 1.4% -2.59%
  Average Loan Size (% of per capita income) N/A 42.00% 0.00%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$12,000
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Lending Partner Staff