There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Dec 20, 2017 Oct 12, 2005
Total Loans $15,000 $2,046,857,240
Amount of raised Inactive loans $0 $329,125
Number of raised Inactive loans 0 224
Amount of Paying Back Loans $0 $154,628,025
Number of Paying Back Loans 0 186,271
Amount of Ended Loans $15,000 $1,851,013,910
Number of Ended Loans 1 2,491,542
Delinquency Rate 0.00% 12.11%
Amount in Arrears $0 $11,277,316
Outstanding Portfolio $0 $93,149,537
Number of Loans Delinquent 0 54,545
Default Rate 0.00% 1.82%
Amount of Ended Loans Defaulted $0 $33,742,451
Number of Ended Loans Defaulted 0 88,997
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,725,634
Refund Rate 0.00% 0.53%
Amount of Refunded Loans $0 $10,938,345
Number of Refunded Loans 0 9,670

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.48%
Average Loan Size $15,000 $393
Average Individual Loan Size $15,000 $586
Average Group Loan Size $0 $1,910
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $3,500 $5,593
Average Loan Size / GDP per capita (PPP) 428.57% 7.02%
Average Time to Fund a Loan 2.79 days 9.12 days
Average Dollars Raised Per Day Per Loan $5,383.18 $43.09
  Average Loan Term 7 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,221,186
  Journaling Rate 100.00% 41.91%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 26.44% PY
  Profitability (return on assets) 4.3% 0.3% -1.28%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,500
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff