There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jan 25, 2017 Oct 12, 2005
Total Loans $150,000 $2,032,845,980
Amount of raised Inactive loans $0 $471,225
Number of raised Inactive loans 0 241
Amount of Paying Back Loans $0 $160,376,740
Number of Paying Back Loans 0 193,222
Amount of Ended Loans $150,000 $1,832,906,940
Number of Ended Loans 2 2,465,721
Delinquency Rate 0.00% 12.54%
Amount in Arrears $0 $12,493,081
Outstanding Portfolio $0 $99,630,374
Number of Loans Delinquent 0 69,095
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $33,468,870
Number of Ended Loans Defaulted 0 88,006
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,593,357
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $10,932,020
Number of Refunded Loans 0 9,665

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.44%
Average Loan Size $75,000 $393
Average Individual Loan Size $75,000 $586
Average Group Loan Size $0 $1,908
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $10,600 $5,594
Average Loan Size / GDP per capita (PPP) 707.55% 7.02%
Average Time to Fund a Loan 18.96 days 9.1 days
Average Dollars Raised Per Day Per Loan $3,954.73 $43.16
  Average Loan Term 13 months 11.49 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 20 1,211,529
  Journaling Rate 100.00% 41.88%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.56

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 20.00% PY 26.44% PY
  Profitability (return on assets) N/A 1.8% -1.34%
  Average Loan Size (% of per capita income) N/A 49.00% 0.00%

Country Fast Facts

Country:
Ecuador
Capital:
Quito
Official Language:
Spanish
Population:
15,654,411
Avg Annual Income:
$10,600
Labor Force:
agriculture: 27.8%, industry: 17.8%, services: 54.4%
Population Below Poverty Line:
25.60%
Literacy Rate:
91.60%
Infant Mortality Rate (per 1000):
17.93 deaths
Life Expectancy:
76.36 years

Lending Partner Staff