There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jan 20, 2017 Oct 12, 2005
Total Loans $440,000 $2,087,456,645
Amount of raised Inactive loans $0 $425,575
Number of raised Inactive loans 0 328
Amount of Paying Back Loans $100,000 $153,020,770
Number of Paying Back Loans 1 184,654
Amount of Ended Loans $340,000 $1,885,799,895
Number of Ended Loans 4 2,547,043
Delinquency Rate 100.00% 13.78%
Amount in Arrears $80,190 $12,796,255
Outstanding Portfolio $80,190 $92,828,044
Number of Loans Delinquent 1 79,421
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $34,451,404
Number of Ended Loans Defaulted 0 91,720
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $13,160,969
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $11,312,085
Number of Refunded Loans 0 9,892

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 20.00% 78.58%
Average Loan Size $88,000 $394
Average Individual Loan Size $88,000 $584
Average Group Loan Size $0 $1,917
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $12,000 $5,592
Average Loan Size / GDP per capita (PPP) 733.33% 7.04%
Average Time to Fund a Loan 16.85 days 9.17 days
Average Dollars Raised Per Day Per Loan $5,221.37 $42.93
  Average Loan Term 9 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 11 1,242,392
  Journaling Rate 100.00% 41.87%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.54

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 27.70% PY
  Profitability (return on assets) 1% 1.4% -2.47%
  Average Loan Size (% of per capita income) N/A 42.00% 0.00%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$12,000
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Lending Partner Staff

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