There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Nov 11, 2016 Oct 12, 2005
Total Loans $50,000 $2,064,114,435
Amount of raised Inactive loans $0 $478,800
Number of raised Inactive loans 0 336
Amount of Paying Back Loans $0 $153,532,035
Number of Paying Back Loans 0 183,673
Amount of Ended Loans $50,000 $1,864,809,495
Number of Ended Loans 1 2,517,344
Delinquency Rate 0.00% 11.30%
Amount in Arrears $0 $10,563,630
Outstanding Portfolio $0 $93,512,582
Number of Loans Delinquent 0 34,192
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $34,068,676
Number of Ended Loans Defaulted 0 91,294
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,915,654
Refund Rate 0.00% 0.55%
Amount of Refunded Loans $0 $11,263,070
Number of Refunded Loans 0 9,868

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.52%
Average Loan Size $50,000 $393
Average Individual Loan Size $50,000 $585
Average Group Loan Size $0 $1,914
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $12,700 $5,593
Average Loan Size / GDP per capita (PPP) 393.70% 7.03%
Average Time to Fund a Loan 36.47 days 9.14 days
Average Dollars Raised Per Day Per Loan $1,371.16 $43.00
  Average Loan Term 13 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,229,775
  Journaling Rate 100.00% 41.93%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A N/A 27.12% PY
  Profitability (return on assets) N/A N/A -1.71%
  Average Loan Size (% of per capita income) N/A 9.00% 0.00%

Country Fast Facts

Country:
South Africa
Capital:
Pretoria
Official Language:
IsiZulu (official) 22.7%, IsiXhosa (official) 16%, Afrikaans (official) 13.5%, English (official) 9.6%, Sepedi (official) 9.1%, Setswana (official) 8%, Sesotho (official) 7.6%, Xitsonga (official) 4.5%, siSwati (official) 2.5%, Tshivenda (official) 2.4%, isiNdebele (official) 2.1%, other 2.1%
Population:
48,375,645
Avg Annual Income:
$12,700
Labor Force:
agriculture: 9%, industry: 26%, services: 65%
Population Below Poverty Line:
53.80%
Literacy Rate:
94.30%
Infant Mortality Rate (per 1000):
41.61 deaths
Life Expectancy:
55.3 years

Lending Partner Staff