Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

283 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
11.25% 0.32%
Inactive
0.14% 0.07%
0.33% 0.08%
Humo

Humo

213 months on Kiva
Tajikistan
0.43% 0.26%
2.05% 0.30%
80.74% 1.20%
9.85% 0.21%
Inactive
0.00% 0.52%
0.22% 1.18%
Kaebauk

Kaebauk

153 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
3.65% 0.84%
3.89% 1.27%
4.15% 0.46%
12.05% 0.12%
Credo

Credo

169 months on Kiva
Georgia
0.17% 0.23%
2.18% 1.43%
6.33% 1.13%
4.70% 0.60%
Inactive
16.52% 0.28%
2.06% 5.60%
65.62% 12.49%
10.81% 3.98%
2.45% 0.00%
0.00% 5.38%
0.00% 0.00%
8.16% 1.39%
0.94% 1.66%
22.46% 0.97%
5.59% 0.45%
MiCredito

MiCredito

171 months on Kiva
Nicaragua
Costa Rica
4.99% 0.52%
Inactive
0.18% 0.07%
Hekima

Hekima

180 months on Kiva
Congo (DRC)
14.96% 0.16%
0.72% 0.33%
2.03% 0.77%
0.45% 0.00%
Inactive
0.00% 3.46%
6.21% 0.70%
0.56% 0.37%
4.10% 0.00%
d.light design

d.light design

58 months on Kiva
Namibia
Zimbabwe
Benin
Zambia
South Africa
Papua New Guinea
Nigeria
Niger
Kenya
Mozambique
Mali
Madagascar
Liberia
0.00% 1.97%
7.84% 0.02%
Jibu

Jibu

98 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
2.32% 0.22%
3.23% 0.69%
76.68% 1.00%
8.66% 0.04%
Inkomoko

Inkomoko

139 months on Kiva
Rwanda
Kenya
39.89% 1.39%
FUNDAPEC

FUNDAPEC

141 months on Kiva
Dominican Republic
25.30% 17.44%
9.37% 0.01%
Inactive
81.39% 1.14%
7.17% 0.46%
7.61% 2.05%
Inactive
0.00% 0.36%
EDESA

EDESA

193 months on Kiva
Costa Rica
Panama
0.00% 1.91%
8.61% 1.09%
2.15% 0.14%
23.29% 0.17%
37.68% 0.26%
0.00% 0.00%
9.71% 0.00%
0.00% 0.00%
9.61% 0.00%
1.66% 1.71%
0.00% 0.00%
9.28% 1.04%
Inactive
98.89% 11.56%
CIDRE

CIDRE

188 months on Kiva
Bolivia
100.00% 1.15%
0.45% 0.03%
2.09% 0.00%
0.33% 0.00%
2.18% 0.00%
0.26% 0.00%
30.21% 0.00%
49.71% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
4.59% 0.23%
2.53% 0.00%
Inactive
47.83% 0.00%
Paused
80.24% 1.09%
2.97% 0.00%
71.85% 0.26%
Inactive
0.00% 0.00%
1.24% 0.73%
32.71% 2.31%
1.10% 0.24%
Kepler

Kepler

115 months on Kiva
Rwanda
0.00% 0.00%
2.63% 0.80%
Milaap

Milaap

123 months on Kiva
India
N/A N/A
3.62% 0.03%
0.00% 0.00%
0.14% 0.02%
0.90% 0.00%
ADICLA

ADICLA

150 months on Kiva
Guatemala
3.02% 1.39%
1.95% 1.17%
8.33% 5.76%
Novica

Novica

153 months on Kiva
Nicaragua
India
Mexico
Brazil
Costa Rica
El Salvador
Ghana
Guatemala
Indonesia
Kazakhstan
Kyrgyzstan
Peru
Tajikistan
Thailand
United States
Uzbekistan
1.30% 0.01%
10.42% 7.87%
100.00% 0.26%
7.85% 1.43%
Inactive
0.00% 1.68%
IMPRO

IMPRO

215 months on Kiva
Bolivia
100.00% 0.24%
89.85% 0.32%
0.13% 0.00%
0.00% 0.00%
0.00% 0.00%
42.75% 0.00%
1.80% 0.00%
0.00% 0.00%
0.00% 0.00%
13.64% 1.50%
0.05% 0.00%
19.90% 0.00%
Inactive
85.32% 0.26%
9.25% 1.03%
100.00% 0.00%
Impact Hub

Impact Hub

92 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
0.00% 0.00%
15.55% 0.24%
0.00% 0.00%
Paused
100.00% 0.00%
1.01% 0.03%
NESsT

NESsT

119 months on Kiva
Brazil
Chile
Colombia
Peru
1.61% 10.61%
3.20% 0.36%
Paused
100.00% 0.58%
7.17% 1.37%
1.81% 0.12%
Inactive
3.28% 0.00%
Wedu

Wedu

125 months on Kiva
Cambodia
Indonesia
Nepal
Philippines
Thailand
Vietnam
0.00% 0.00%
Vahatra

Vahatra

120 months on Kiva
Madagascar
9.20% 0.10%
0.00% 4.74%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
0.00% 7.64%
1.61% 4.41%
Paused
0.00% 3.75%
44.26% 0.10%
Paused
86.70% 0.00%
6.44% 1.02%
Paused
85.65% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
43.74% 0.00%
0.00% 0.00%
7.89% 77.53%
100.00% 0.00%
0.00% 0.00%
N/A N/A
6.35% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
40.00% 0.00%
0.03% 2.96%
0.00% 0.00%
49.99% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

52 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
4.64% 3.01%
0.00% 0.00%
100.00% 0.00%
16.67% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

104 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
7.48% 0.00%
3.66% 0.10%
Nexus For Development

Nexus For Development

124 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
53.88% 0.00%
3.10% 0.78%
26.36% 0.23%
Paused
98.20% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
PAC

PAC

140 months on Kiva
Nicaragua
United States
1.26% 1.95%
Inactive
59.91% 7.92%
0.00% 0.00%
Inactive
0.00% 8.86%
3.93% 2.27%
3.21% 5.04%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

207 months on Kiva
Guatemala
3.02% 1.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

35 months on Kiva
Colombia
Paused
90.35% 0.00%
91.42% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
YIKRI

YIKRI

78 months on Kiva
Burkina Faso
13.28% 0.35%
97.31% 9.58%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
88.10% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 79.48%