Kiva Lender Tom
![](https://www-kiva-org-0.freetls.fastly.net/img/w200h200/0b49930966517f677bfc7f3587f83ea8.jpg)
- location:
- Quicksburg, VA, United States
- occupation:
- Contractor
- I loan because:
- Without access to capital, I couldn't be in business myself, and it\'s taken years of hard work for me to reach where I am today. I would rather use my money to help someone engage in a business venture rather than for a charity. I believe that money borrowed and the profit that is earned is more valuable than a gift, since it allows the borrower to improve their condition with dignity. And in regards to the real REASON that I do this, it is because I am treating these entrepreneurs as I would like to be treated, and have been treated, myself.
- About me:
- We have an organic farm in the Shenandoah Valley
- Member since:
- Jan 01, 2006