Gervacio

Gervacio is a married man and has no dependent children. His wife works as a babysitter.

Twelve years ago he started producing charcoal to cover the needs and expenses of his home. His work is done late in the afternoon. He prepares the materials like coconut shells put inside a drum or an empty container, then burns it slowly and covers it with banana leaves to prevent rain, dew or moisture from being absorbed.

He has requested a loan to purchase empty coconut shells, sacks and rope. In that way he can improve his profitability. He could also start to settle his obligations and manage his finances wisely. He could now set aside some of the profit for future use and for business expansion.

He is determined that he will be handling his business properly for sustainable living.