Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan.
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How Kiva works
Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. We celebrate and support people looking to create a better future for themselves, their families and their communities.
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Join over 1.5 million lenders who have helped more than 2 million people around the world create opportunity for themselves!
97.0%
Loan repayment rate
82
Countries where Kiva works
1.8 million
People who've
made a loan on Kiva
1.35 billion
Loans funded through Kiva
Kiva is a platform for crowdfunding loans to small-scale entrepreneurs around the world.
Cynthia, a Kiva borrower in Kenya
Climate change disproportionately impacts the poor
Choose a borrower
Browse categories of borrowers- people looking to grow businesses, go to school, switch to clean energy and more.
Make a loan
Select a borrower who you connect with, and help fund a loan with as little as $25.
Repeat!
Use the repayment to support another borrower or withdraw your money.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
All climate change statistics taken from the following sources:
Aguilar, L. et al. (2009). “Training Manual on Gender and Climate Change.” Published by IUCN, UNDP and GGCA. San Jose: Costa Rica.
Hallegatte, Stephane, Mook Bangalore, Laura Bonzanigo, Marianne Fay, Tamaro Kane, Ulf Narloch, Julie Rozenberg, David Treguer, and Adrien Vogt-Schilb. 2016. “Shock Waves: Managing the Impacts of Climate Change on Poverty.” Climate Change and Development Series. Washington, DC: World Bank. doi:10.1596/978-1-4648-0673-5. License: Creative Commons Attribution CC BY 3.0 IGO
Rippey, P. (2012). Microfinance and climate change: Threats and opportunities. In Greening the Financial Sector(pp. 215-239). Berlin: Springer Berlin Heidelberg.