Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

288 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
4.81% 0.32%
Inactive
0.26% 0.07%
0.29% 0.08%
Humo

Humo

211 months on Kiva
Tajikistan
0.39% 0.26%
12.34% 0.28%
11.81% 4.28%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.18% 1.21%
Kaebauk

Kaebauk

151 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.06% 0.84%
4.23% 1.24%
3.71% 0.48%
24.02% 0.98%
Credo

Credo

167 months on Kiva
Georgia
0.26% 0.23%
2.19% 1.45%
6.53% 1.15%
5.10% 0.60%
Inactive
6.92% 0.28%
2.00% 5.11%
d.light design

d.light design

56 months on Kiva
Namibia
Liberia
Mozambique
Zambia
Papua New Guinea
Mali
South Africa
Madagascar
Kenya
Nigeria
Zimbabwe
Benin
Niger
25.64% 0.36%
56.34% 12.49%
0.12% 0.00%
0.00% 5.38%
70.53% 1.23%
65.29% 1.03%
8.65% 0.21%
Inactive
0.00% 0.13%
6.92% 0.01%
0.00% 0.00%
1.07% 1.70%
2.91% 0.46%
9.30% 0.12%
MiCredito

MiCredito

169 months on Kiva
Nicaragua
Costa Rica
14.47% 0.55%
0.00% 0.07%
Hekima

Hekima

177 months on Kiva
Congo (DRC)
12.43% 0.16%
1.58% 0.29%
2.19% 0.77%
0.56% 0.00%
2.64% 0.14%
Inactive
0.00% 3.46%
4.46% 0.69%
1.22% 0.38%
79.50% 0.32%
4.52% 0.00%
1.19% 0.02%
Jibu

Jibu

95 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
2.60% 0.24%
3.93% 0.69%
8.68% 0.04%
Inkomoko

Inkomoko

137 months on Kiva
Rwanda
Kenya
40.27% 1.41%
FUNDAPEC

FUNDAPEC

138 months on Kiva
Dominican Republic
23.72% 18.47%
7.49% 1.43%
Inactive
80.16% 1.14%
9.65% 0.47%
8.33% 2.09%
Inactive
0.00% 0.36%
EDESA

EDESA

190 months on Kiva
Costa Rica
Panama
0.00% 1.93%
8.04% 1.12%
26.89% 0.17%
28.72% 0.27%
0.00% 0.00%
6.89% 0.00%
0.00% 0.00%
23.60% 0.00%
1.25% 1.72%
4.48% 0.04%
0.00% 0.00%
7.90% 1.01%
Inactive
92.91% 11.56%
CIDRE

CIDRE

185 months on Kiva
Bolivia
100.00% 1.15%
0.74% 0.03%
1.58% 0.00%
0.19% 0.00%
1.98% 0.00%
0.12% 0.00%
28.63% 0.00%
41.86% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
3.73% 0.24%
0.71% 0.00%
41.24% 0.00%
Paused
75.50% 1.09%
15.44% 0.00%
61.27% 0.26%
Inactive
0.00% 0.00%
0.50% 0.74%
16.75% 0.25%
41.39% 2.37%
1.99% 0.27%
Kepler

Kepler

113 months on Kiva
Rwanda
0.00% 0.00%
3.10% 0.81%
Milaap

Milaap

120 months on Kiva
India
N/A N/A
3.32% 0.00%
0.76% 0.00%
ADICLA

ADICLA

148 months on Kiva
Guatemala
3.24% 1.39%
1.84% 1.18%
6.86% 5.83%
Novica

Novica

150 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
1.42% 0.01%
13.09% 7.79%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

213 months on Kiva
Bolivia
99.51% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
61.21% 0.00%
1.48% 0.00%
0.00% 0.00%
22.75% 0.94%
0.08% 0.00%
0.05% 0.00%
Inactive
71.33% 0.27%
6.63% 1.06%
100.00% 0.00%
Impact Hub

Impact Hub

90 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
1.13% 0.04%
Nexus For Development

Nexus For Development

122 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
47.53% 0.00%
NESsT

NESsT

116 months on Kiva
Brazil
Peru
Chile
Colombia
0.68% 11.44%
3.31% 0.37%
Paused
100.00% 0.58%
8.29% 1.40%
1.74% 0.12%
0.20% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

123 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

118 months on Kiva
Madagascar
10.39% 0.10%
0.00% 4.77%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
4.23% 7.64%
Paused
0.00% 3.75%
39.20% 0.10%
7.01% 1.44%
Paused
77.60% 0.00%
8.67% 1.03%
Paused
75.28% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
31.24% 0.00%
5.55% 80.87%
100.00% 0.00%
0.00% 0.00%
N/A N/A
11.21% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
0.07% 3.04%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

49 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
3.71% 3.03%
0.00% 0.00%
YIKRI

YIKRI

75 months on Kiva
Burkina Faso
13.11% 0.35%
90.90% 0.00%
16.67% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

101 months on Kiva
United States
Kenya
Colombia
Canada
Mexico
Cambodia
Tanzania
Uganda
Inactive
0.00% 5.00%
7.65% 0.00%
4.35% 0.10%
1.48% 0.81%
22.35% 0.24%
Paused
95.89% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
Inactive
29.92% 7.92%
0.00% 0.00%
1.61% 4.41%
Inactive
0.00% 8.86%
2.45% 2.28%
3.52% 5.16%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

204 months on Kiva
Guatemala
3.52% 1.26%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

33 months on Kiva
Colombia
87.32% 0.00%
83.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
90.81% 9.68%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
PAC

PAC

138 months on Kiva
Nicaragua
United States
2.71% 2.14%
Inactive
86.66% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 79.48%