Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

292 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
7.97% 0.07%
Inactive
0.73% 0.06%
0.17% 0.09%
Humo

Humo

202 months on Kiva
Tajikistan
0.32% 0.28%
1.26% 4.17%
1.90% 0.21%
14.87% 4.82%
Inactive
0.00% 7.47%
0.00% 0.54%
0.14% 1.27%
Kaebauk

Kaebauk

142 months on Kiva
Timor-Leste
5.18% 0.27%
14.78% 0.87%
5.05% 1.24%
2.90% 0.28%
14.29% 0.88%
Credo

Credo

158 months on Kiva
Georgia
0.26% 0.20%
MiCredito

MiCredito

160 months on Kiva
Nicaragua
Costa Rica
5.52% 0.44%
4.07% 1.41%
5.05% 1.01%
1.39% 0.25%
5.95% 0.56%
Inactive
6.05% 0.24%
d.light design

d.light design

47 months on Kiva
Namibia
Kenya
Benin
Liberia
Madagascar
Mali
Mozambique
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
23.08% 0.00%
100.00% 9.74%
0.00% 0.00%
0.00% 6.14%
65.85% 0.00%
30.22% 1.24%
9.51% 0.28%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

130 months on Kiva
Dominican Republic
18.78% 21.17%
4.50% 0.01%
0.00% 0.00%
0.98% 1.69%
1.09% 0.50%
6.10% 0.14%
1.59% 0.07%
Hekima

Hekima

169 months on Kiva
Congo (DRC)
1.82% 0.17%
4.55% 0.72%
2.90% 0.05%
Inactive
0.00% 3.46%
17.45% 0.19%
11.31% 0.70%
36.48% 0.23%
0.79% 0.42%
11.34% 0.31%
5.37% 0.26%
Jibu

Jibu

87 months on Kiva
Uganda
Ghana
Kenya
Burundi
Congo (DRC)
Zambia
Rwanda
5.47% 0.31%
5.89% 0.41%
5.86% 0.05%
Inkomoko

Inkomoko

128 months on Kiva
Rwanda
Kenya
24.55% 1.60%
5.58% 0.71%
100.00% 0.13%
4.89% 1.77%
Inactive
73.84% 1.14%
2.62% 7.82%
9.62% 0.47%
CIDRE

CIDRE

177 months on Kiva
Bolivia
100.00% 1.16%
6.95% 2.17%
Inactive
0.00% 0.36%
EDESA

EDESA

182 months on Kiva
Costa Rica
Panama
0.00% 1.93%
0.21% 0.00%
4.03% 0.98%
6.61% 0.00%
1.15% 0.00%
0.90% 0.03%
1.22% 0.00%
28.26% 0.81%
1.32% 0.23%
5.74% 1.68%
5.59% 0.61%
23.77% 0.04%
28.05% 0.27%
0.00% 0.00%
Inactive
47.98% 12.02%
0.00% 0.00%
0.00% 0.00%
4.05% 0.00%
0.21% 0.00%
53.75% 0.00%
15.79% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
71.43% 0.00%
46.57% 0.00%
100.00% 16.52%
36.06% 0.30%
0.00% 0.00%
15.64% 0.00%
28.77% 1.09%
Inactive
0.00% 0.00%
2.39% 0.79%
13.84% 0.00%
Kepler

Kepler

105 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

112 months on Kiva
India
N/A N/A
0.00% 0.00%
Paused
100.00% 0.08%
0.00% 0.00%
1.07% 0.00%
ADICLA

ADICLA

139 months on Kiva
Guatemala
6.63% 1.34%
0.57% 1.27%
Novica

Novica

142 months on Kiva
Nicaragua
India
Mexico
Brazil
Costa Rica
El Salvador
Ghana
Guatemala
Indonesia
Kazakhstan
Kyrgyzstan
Peru
Tajikistan
Thailand
United States
Uzbekistan
3.55% 0.00%
0.00% 0.26%
9.82% 0.10%
Paused
100.00% 0.07%
0.00% 1.68%
IMPRO

IMPRO

204 months on Kiva
Bolivia
53.54% 0.15%
0.00% 0.00%
0.15% 0.00%
0.00% 0.00%
5.47% 0.00%
0.00% 0.00%
16.73% 0.19%
0.00% 0.00%
37.81% 0.32%
7.86% 1.08%
21.95% 0.00%
Impact Hub

Impact Hub

82 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
Inactive
57.85% 5.93%
0.00% 0.00%
Paused
100.00% 0.00%
2.77% 0.10%
2.25% 0.05%
Nexus For Development

Nexus For Development

114 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
24.11% 0.00%
NESsT

NESsT

108 months on Kiva
Brazil
Chile
Colombia
Peru
0.00% 14.95%
2.69% 0.43%
Paused
100.00% 0.58%
11.58% 1.47%
0.37% 0.11%
4.06% 0.02%
0.00% 0.01%
Inactive
0.00% 0.00%
Wedu

Wedu

114 months on Kiva
Cambodia
Myanmar (Burma)
Nepal
Thailand
0.00% 0.00%
Vahatra

Vahatra

109 months on Kiva
Madagascar
7.57% 0.12%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.86%
6.80% 6.13%
42.45% 3.48%
0.25% 0.03%
14.98% 1.38%
3.61% 0.00%
6.63% 0.99%
14.10% 0.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
1.84% 0.00%
50.00% 0.00%
0.00% 0.00%
N/A N/A
3.54% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.68% 15.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
14.30% 0.00%
0.00% 0.00%
Fansoto

Fansoto

41 months on Kiva
Senegal
15.98% 0.00%
0.00% 0.00%
0.00% 0.00%
0.13% 0.00%
Inactive
0.00% 0.00%
40.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.89% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.89% 3.19%
0.00% 0.00%
YIKRI

YIKRI

67 months on Kiva
Burkina Faso
69.08% 0.22%
63.63% 0.00%
11.11% 0.00%
Inactive
0.00% 22.96%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
79.04% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

93 months on Kiva
United States
Kenya
Uganda
Cambodia
Mexico
Tanzania
Colombia
Canada
Inactive
0.00% 5.00%
11.91% 0.00%
7.46% 0.32%
Inactive
0.00% 7.58%
0.00% 5.07%
69.34% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
65.34% 8.25%
0.00% 0.00%
32.97% 4.64%
Inactive
0.00% 8.86%
7.77% 2.33%
2.17% 5.54%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

196 months on Kiva
Guatemala
5.03% 1.30%
0.00% 0.00%
0.00% 0.00%
50.00% 0.00%
50.00% 0.00%
Aflore

Aflore

24 months on Kiva
Colombia
63.36% 0.00%
18.53% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 74.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 79.82%
0.00% 42.57%
100.00% 13.90%
0.00% 0.00%
49.74% 9.48%
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

129 months on Kiva
Nicaragua
1.94% 2.06%
Inactive
100.00% 44.99%
Inactive
78.39% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 96.10%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 24.80%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 99.80%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%